LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,045
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,571
−HK$1,550/mo
Today · 4.125%
HK$52,121
baseline
▲ 0.50% · 4.625%
HK$55,292
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,242/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$900,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,562
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,026
−HK$1,484/mo
Today · 4.125%
HK$57,510
baseline
▲ 0.50% · 4.625%
HK$60,541
+HK$3,031/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$115,020/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$900,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,854
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,685
−HK$1,860/mo
Today · 4.125%
HK$62,545
baseline
▲ 0.50% · 4.625%
HK$66,351
+HK$3,806/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$125,090/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,475
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,231
−HK$1,781/mo
Today · 4.125%
HK$69,012
baseline
▲ 0.50% · 4.625%
HK$72,650
+HK$3,638/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$138,024/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,663
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,799
−HK$2,170/mo
Today · 4.125%
HK$72,969
baseline
▲ 0.50% · 4.625%
HK$77,409
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,938/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,387
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,436
−HK$2,078/mo
Today · 4.125%
HK$80,514
baseline
▲ 0.50% · 4.625%
HK$84,758
+HK$4,244/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,028/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,281
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,027
−HK$2,790/mo
Today · 4.125%
HK$93,817
baseline
▲ 0.50% · 4.625%
HK$99,526
+HK$5,709/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,634/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,212
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,846
−HK$2,672/mo
Today · 4.125%
HK$103,518
baseline
▲ 0.50% · 4.625%
HK$108,975
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,036/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,860 · Scale 2, in force from 26 Feb 2026)