LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,046
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,572
−HK$1,550/mo
Today · 4.125%
HK$52,122
baseline
▲ 0.50% · 4.625%
HK$55,293
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,244/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$900,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,563
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,027
−HK$1,484/mo
Today · 4.125%
HK$57,511
baseline
▲ 0.50% · 4.625%
HK$60,543
+HK$3,032/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$115,022/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$900,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,856
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,686
−HK$1,860/mo
Today · 4.125%
HK$62,546
baseline
▲ 0.50% · 4.625%
HK$66,352
+HK$3,806/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$125,092/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,476
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,232
−HK$1,782/mo
Today · 4.125%
HK$69,014
baseline
▲ 0.50% · 4.625%
HK$72,651
+HK$3,637/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$138,028/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,665
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,801
−HK$2,170/mo
Today · 4.125%
HK$72,971
baseline
▲ 0.50% · 4.625%
HK$77,411
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,942/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,389
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,438
−HK$2,078/mo
Today · 4.125%
HK$80,516
baseline
▲ 0.50% · 4.625%
HK$84,760
+HK$4,244/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,032/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,283
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,029
−HK$2,790/mo
Today · 4.125%
HK$93,819
baseline
▲ 0.50% · 4.625%
HK$99,528
+HK$5,709/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,638/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,214
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,848
−HK$2,672/mo
Today · 4.125%
HK$103,520
baseline
▲ 0.50% · 4.625%
HK$108,977
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,040/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,911 · Scale 2, in force from 26 Feb 2026)