LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,048
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,574
−HK$1,550/mo
Today · 4.125%
HK$52,124
baseline
▲ 0.50% · 4.625%
HK$55,295
+HK$3,171/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$104,248/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$900,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,565
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,029
−HK$1,484/mo
Today · 4.125%
HK$57,513
baseline
▲ 0.50% · 4.625%
HK$60,545
+HK$3,032/mo
Deposit HK$10.75M · loan HK$10.75M · min. income ≈ HK$115,026/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$900,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,858
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,688
−HK$1,860/mo
Today · 4.125%
HK$62,548
baseline
▲ 0.50% · 4.625%
HK$66,354
+HK$3,806/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$125,096/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,478
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,234
−HK$1,782/mo
Today · 4.125%
HK$69,016
baseline
▲ 0.50% · 4.625%
HK$72,654
+HK$3,638/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$138,032/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$900,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,667
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,803
−HK$2,170/mo
Today · 4.125%
HK$72,973
baseline
▲ 0.50% · 4.625%
HK$77,413
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,946/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,391
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,440
−HK$2,079/mo
Today · 4.125%
HK$80,519
baseline
▲ 0.50% · 4.625%
HK$84,763
+HK$4,244/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,038/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$900,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,286
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,032
−HK$2,791/mo
Today · 4.125%
HK$93,823
baseline
▲ 0.50% · 4.625%
HK$99,531
+HK$5,708/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,646/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,218
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,852
−HK$2,672/mo
Today · 4.125%
HK$103,524
baseline
▲ 0.50% · 4.625%
HK$108,981
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,048/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$900,983 · Scale 2, in force from 26 Feb 2026)