LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,049
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,575
−HK$1,550/mo
Today · 4.125%
HK$52,125
baseline
▲ 0.50% · 4.625%
HK$55,297
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,250/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,567
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,030
−HK$1,485/mo
Today · 4.125%
HK$57,515
baseline
▲ 0.50% · 4.625%
HK$60,546
+HK$3,031/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,030/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,859
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,690
−HK$1,860/mo
Today · 4.125%
HK$62,550
baseline
▲ 0.50% · 4.625%
HK$66,356
+HK$3,806/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$125,100/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,480
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,236
−HK$1,782/mo
Today · 4.125%
HK$69,018
baseline
▲ 0.50% · 4.625%
HK$72,656
+HK$3,638/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$138,036/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,669
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,805
−HK$2,170/mo
Today · 4.125%
HK$72,975
baseline
▲ 0.50% · 4.625%
HK$77,415
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,950/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$901,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,393
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,442
−HK$2,079/mo
Today · 4.125%
HK$80,521
baseline
▲ 0.50% · 4.625%
HK$84,765
+HK$4,244/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,042/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$901,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,288
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,035
−HK$2,790/mo
Today · 4.125%
HK$93,825
baseline
▲ 0.50% · 4.625%
HK$99,534
+HK$5,709/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,650/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,220
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,854
−HK$2,672/mo
Today · 4.125%
HK$103,526
baseline
▲ 0.50% · 4.625%
HK$108,983
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,052/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,033 · Scale 2, in force from 26 Feb 2026)