LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,050
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,576
−HK$1,550/mo
Today · 4.125%
HK$52,126
baseline
▲ 0.50% · 4.625%
HK$55,298
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,252/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,568
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,031
−HK$1,485/mo
Today · 4.125%
HK$57,516
baseline
▲ 0.50% · 4.625%
HK$60,548
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,032/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,860
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,691
−HK$1,860/mo
Today · 4.125%
HK$62,551
baseline
▲ 0.50% · 4.625%
HK$66,357
+HK$3,806/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$125,102/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,481
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,238
−HK$1,781/mo
Today · 4.125%
HK$69,019
baseline
▲ 0.50% · 4.625%
HK$72,657
+HK$3,638/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$138,038/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,670
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,806
−HK$2,171/mo
Today · 4.125%
HK$72,977
baseline
▲ 0.50% · 4.625%
HK$77,417
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,954/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$901,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,395
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,444
−HK$2,078/mo
Today · 4.125%
HK$80,522
baseline
▲ 0.50% · 4.625%
HK$84,767
+HK$4,245/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,044/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$901,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,290
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,037
−HK$2,790/mo
Today · 4.125%
HK$93,827
baseline
▲ 0.50% · 4.625%
HK$99,536
+HK$5,709/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,654/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,222
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$100,856
−HK$2,673/mo
Today · 4.125%
HK$103,529
baseline
▲ 0.50% · 4.625%
HK$108,986
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,058/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,083 · Scale 2, in force from 26 Feb 2026)