LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,051
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$50,576
−HK$1,550/mo
Today · 4.125%
HK$52,126
baseline
▲ 0.50% · 4.625%
HK$55,298
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,252/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,568
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,032
−HK$1,484/mo
Today · 4.125%
HK$57,516
baseline
▲ 0.50% · 4.625%
HK$60,548
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,032/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,861
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,692
−HK$1,860/mo
Today · 4.125%
HK$62,552
baseline
▲ 0.50% · 4.625%
HK$66,358
+HK$3,806/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$125,104/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,482
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,238
−HK$1,782/mo
Today · 4.125%
HK$69,020
baseline
▲ 0.50% · 4.625%
HK$72,658
+HK$3,638/mo
Deposit HK$8.60M · loan HK$12.91M · min. income ≈ HK$138,040/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,671
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$70,807
−HK$2,170/mo
Today · 4.125%
HK$72,977
baseline
▲ 0.50% · 4.625%
HK$77,418
+HK$4,441/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,954/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$901,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,396
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$78,444
−HK$2,079/mo
Today · 4.125%
HK$80,523
baseline
▲ 0.50% · 4.625%
HK$84,767
+HK$4,244/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,046/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$901,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,291
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,037
−HK$2,791/mo
Today · 4.125%
HK$93,828
baseline
▲ 0.50% · 4.625%
HK$99,537
+HK$5,709/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,656/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,223
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$100,857
−HK$2,673/mo
Today · 4.125%
HK$103,530
baseline
▲ 0.50% · 4.625%
HK$108,987
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,060/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,100 · Scale 2, in force from 26 Feb 2026)