LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,054
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,580
−HK$1,550/mo
Today · 4.125%
HK$52,130
baseline
▲ 0.50% · 4.625%
HK$55,302
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,260/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,572
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,036
−HK$1,485/mo
Today · 4.125%
HK$57,521
baseline
▲ 0.50% · 4.625%
HK$60,553
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,042/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,865
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,696
−HK$1,861/mo
Today · 4.125%
HK$62,557
baseline
▲ 0.50% · 4.625%
HK$66,363
+HK$3,806/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,114/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,487
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,243
−HK$1,782/mo
Today · 4.125%
HK$69,025
baseline
▲ 0.50% · 4.625%
HK$72,663
+HK$3,638/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,050/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,676
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,812
−HK$2,171/mo
Today · 4.125%
HK$72,983
baseline
▲ 0.50% · 4.625%
HK$77,423
+HK$4,440/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,966/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,401
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,450
−HK$2,079/mo
Today · 4.125%
HK$80,529
baseline
▲ 0.50% · 4.625%
HK$84,774
+HK$4,245/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,058/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,298
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,044
−HK$2,791/mo
Today · 4.125%
HK$93,835
baseline
▲ 0.50% · 4.625%
HK$99,544
+HK$5,709/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,670/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,230
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,865
−HK$2,673/mo
Today · 4.125%
HK$103,538
baseline
▲ 0.50% · 4.625%
HK$108,995
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,076/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,265 · Scale 2, in force from 26 Feb 2026)