LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,056
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,582
−HK$1,550/mo
Today · 4.125%
HK$52,132
baseline
▲ 0.50% · 4.625%
HK$55,304
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,264/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,574
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,038
−HK$1,485/mo
Today · 4.125%
HK$57,523
baseline
▲ 0.50% · 4.625%
HK$60,555
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,046/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,867
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,698
−HK$1,860/mo
Today · 4.125%
HK$62,558
baseline
▲ 0.50% · 4.625%
HK$66,365
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,116/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,489
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,245
−HK$1,782/mo
Today · 4.125%
HK$69,027
baseline
▲ 0.50% · 4.625%
HK$72,666
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,054/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,678
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,814
−HK$2,171/mo
Today · 4.125%
HK$72,985
baseline
▲ 0.50% · 4.625%
HK$77,426
+HK$4,441/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,970/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,404
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,453
−HK$2,079/mo
Today · 4.125%
HK$80,532
baseline
▲ 0.50% · 4.625%
HK$84,777
+HK$4,245/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,064/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,301
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,047
−HK$2,791/mo
Today · 4.125%
HK$93,838
baseline
▲ 0.50% · 4.625%
HK$99,548
+HK$5,710/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,676/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,233
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,868
−HK$2,673/mo
Today · 4.125%
HK$103,541
baseline
▲ 0.50% · 4.625%
HK$108,998
+HK$5,457/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,082/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,331 · Scale 2, in force from 26 Feb 2026)