LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,057
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,583
−HK$1,550/mo
Today · 4.125%
HK$52,133
baseline
▲ 0.50% · 4.625%
HK$55,305
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,266/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,575
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,039
−HK$1,485/mo
Today · 4.125%
HK$57,524
baseline
▲ 0.50% · 4.625%
HK$60,556
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,048/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,868
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,699
−HK$1,861/mo
Today · 4.125%
HK$62,560
baseline
▲ 0.50% · 4.625%
HK$66,366
+HK$3,806/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,120/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,490
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,246
−HK$1,782/mo
Today · 4.125%
HK$69,028
baseline
▲ 0.50% · 4.625%
HK$72,667
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,056/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,679
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,816
−HK$2,170/mo
Today · 4.125%
HK$72,986
baseline
▲ 0.50% · 4.625%
HK$77,427
+HK$4,441/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,972/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,405
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,454
−HK$2,079/mo
Today · 4.125%
HK$80,533
baseline
▲ 0.50% · 4.625%
HK$84,778
+HK$4,245/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,066/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,302
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,049
−HK$2,790/mo
Today · 4.125%
HK$93,839
baseline
▲ 0.50% · 4.625%
HK$99,549
+HK$5,710/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,678/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,235
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$100,870
−HK$2,672/mo
Today · 4.125%
HK$103,542
baseline
▲ 0.50% · 4.625%
HK$109,000
+HK$5,458/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,084/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,365 · Scale 2, in force from 26 Feb 2026)