LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,058
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,584
−HK$1,550/mo
Today · 4.125%
HK$52,134
baseline
▲ 0.50% · 4.625%
HK$55,306
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,268/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,576
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,040
−HK$1,485/mo
Today · 4.125%
HK$57,525
baseline
▲ 0.50% · 4.625%
HK$60,557
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,050/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,869
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,701
−HK$1,860/mo
Today · 4.125%
HK$62,561
baseline
▲ 0.50% · 4.625%
HK$66,368
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,122/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,492
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,248
−HK$1,782/mo
Today · 4.125%
HK$69,030
baseline
▲ 0.50% · 4.625%
HK$72,669
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,060/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,681
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,817
−HK$2,171/mo
Today · 4.125%
HK$72,988
baseline
▲ 0.50% · 4.625%
HK$77,429
+HK$4,441/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,976/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,407
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,456
−HK$2,079/mo
Today · 4.125%
HK$80,535
baseline
▲ 0.50% · 4.625%
HK$84,780
+HK$4,245/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,070/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,304
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,051
−HK$2,791/mo
Today · 4.125%
HK$93,842
baseline
▲ 0.50% · 4.625%
HK$99,552
+HK$5,710/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,684/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,237
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,872
−HK$2,673/mo
Today · 4.125%
HK$103,545
baseline
▲ 0.50% · 4.625%
HK$109,003
+HK$5,458/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,090/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,419 · Scale 2, in force from 26 Feb 2026)