LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,059
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,585
−HK$1,550/mo
Today · 4.125%
HK$52,135
baseline
▲ 0.50% · 4.625%
HK$55,307
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,270/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,577
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,041
−HK$1,485/mo
Today · 4.125%
HK$57,526
baseline
▲ 0.50% · 4.625%
HK$60,558
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,052/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,870
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,702
−HK$1,860/mo
Today · 4.125%
HK$62,562
baseline
▲ 0.50% · 4.625%
HK$66,369
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,124/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,493
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,249
−HK$1,782/mo
Today · 4.125%
HK$69,031
baseline
▲ 0.50% · 4.625%
HK$72,670
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,062/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,682
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,819
−HK$2,170/mo
Today · 4.125%
HK$72,989
baseline
▲ 0.50% · 4.625%
HK$77,430
+HK$4,441/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,978/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,408
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,457
−HK$2,079/mo
Today · 4.125%
HK$80,536
baseline
▲ 0.50% · 4.625%
HK$84,781
+HK$4,245/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,072/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,306
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,052
−HK$2,791/mo
Today · 4.125%
HK$93,843
baseline
▲ 0.50% · 4.625%
HK$99,553
+HK$5,710/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,686/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,239
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,874
−HK$2,673/mo
Today · 4.125%
HK$103,547
baseline
▲ 0.50% · 4.625%
HK$109,005
+HK$5,458/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,094/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,454 · Scale 2, in force from 26 Feb 2026)