LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,060
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,586
−HK$1,550/mo
Today · 4.125%
HK$52,136
baseline
▲ 0.50% · 4.625%
HK$55,309
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,272/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,579
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$56,043
−HK$1,484/mo
Today · 4.125%
HK$57,527
baseline
▲ 0.50% · 4.625%
HK$60,560
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,054/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,872
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,703
−HK$1,861/mo
Today · 4.125%
HK$62,564
baseline
▲ 0.50% · 4.625%
HK$66,371
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,128/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,494
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,251
−HK$1,782/mo
Today · 4.125%
HK$69,033
baseline
▲ 0.50% · 4.625%
HK$72,672
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,066/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,684
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,820
−HK$2,171/mo
Today · 4.125%
HK$72,991
baseline
▲ 0.50% · 4.625%
HK$77,432
+HK$4,441/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,982/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,410
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,460
−HK$2,078/mo
Today · 4.125%
HK$80,538
baseline
▲ 0.50% · 4.625%
HK$84,784
+HK$4,246/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,076/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,308
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,055
−HK$2,791/mo
Today · 4.125%
HK$93,846
baseline
▲ 0.50% · 4.625%
HK$99,556
+HK$5,710/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,692/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,242
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$100,877
−HK$2,672/mo
Today · 4.125%
HK$103,549
baseline
▲ 0.50% · 4.625%
HK$109,008
+HK$5,459/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,098/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,512 · Scale 2, in force from 26 Feb 2026)