LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,060
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,587
−HK$1,550/mo
Today · 4.125%
HK$52,137
baseline
▲ 0.50% · 4.625%
HK$55,309
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,274/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,579
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,043
−HK$1,485/mo
Today · 4.125%
HK$57,528
baseline
▲ 0.50% · 4.625%
HK$60,560
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,056/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,873
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,704
−HK$1,860/mo
Today · 4.125%
HK$62,564
baseline
▲ 0.50% · 4.625%
HK$66,371
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,128/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,495
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,252
−HK$1,782/mo
Today · 4.125%
HK$69,034
baseline
▲ 0.50% · 4.625%
HK$72,673
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,068/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,685
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,821
−HK$2,171/mo
Today · 4.125%
HK$72,992
baseline
▲ 0.50% · 4.625%
HK$77,433
+HK$4,441/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,984/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,411
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,460
−HK$2,079/mo
Today · 4.125%
HK$80,539
baseline
▲ 0.50% · 4.625%
HK$84,785
+HK$4,246/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,078/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,309
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,056
−HK$2,791/mo
Today · 4.125%
HK$93,847
baseline
▲ 0.50% · 4.625%
HK$99,557
+HK$5,710/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,694/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,243
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,878
−HK$2,673/mo
Today · 4.125%
HK$103,551
baseline
▲ 0.50% · 4.625%
HK$109,009
+HK$5,458/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,102/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,535 · Scale 2, in force from 26 Feb 2026)