LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,062
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$50,588
−HK$1,550/mo
Today · 4.125%
HK$52,138
baseline
▲ 0.50% · 4.625%
HK$55,311
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,276/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,581
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,045
−HK$1,485/mo
Today · 4.125%
HK$57,530
baseline
▲ 0.50% · 4.625%
HK$60,562
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,060/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,874
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,705
−HK$1,861/mo
Today · 4.125%
HK$62,566
baseline
▲ 0.50% · 4.625%
HK$66,373
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,132/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,497
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,253
−HK$1,782/mo
Today · 4.125%
HK$69,035
baseline
▲ 0.50% · 4.625%
HK$72,674
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,070/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,686
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,823
−HK$2,171/mo
Today · 4.125%
HK$72,994
baseline
▲ 0.50% · 4.625%
HK$77,435
+HK$4,441/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,988/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,413
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,462
−HK$2,079/mo
Today · 4.125%
HK$80,541
baseline
▲ 0.50% · 4.625%
HK$84,787
+HK$4,246/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,082/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,311
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,058
−HK$2,791/mo
Today · 4.125%
HK$93,849
baseline
▲ 0.50% · 4.625%
HK$99,560
+HK$5,711/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,698/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,245
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,880
−HK$2,673/mo
Today · 4.125%
HK$103,553
baseline
▲ 0.50% · 4.625%
HK$109,012
+HK$5,459/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,106/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,589 · Scale 2, in force from 26 Feb 2026)