LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,062
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,588
−HK$1,551/mo
Today · 4.125%
HK$52,139
baseline
▲ 0.50% · 4.625%
HK$55,311
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,278/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,581
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,045
−HK$1,485/mo
Today · 4.125%
HK$57,530
baseline
▲ 0.50% · 4.625%
HK$60,562
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,060/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,875
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,706
−HK$1,861/mo
Today · 4.125%
HK$62,567
baseline
▲ 0.50% · 4.625%
HK$66,374
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,134/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,497
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,254
−HK$1,782/mo
Today · 4.125%
HK$69,036
baseline
▲ 0.50% · 4.625%
HK$72,675
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,072/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,687
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,824
−HK$2,170/mo
Today · 4.125%
HK$72,994
baseline
▲ 0.50% · 4.625%
HK$77,436
+HK$4,442/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,988/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,414
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,463
−HK$2,079/mo
Today · 4.125%
HK$80,542
baseline
▲ 0.50% · 4.625%
HK$84,787
+HK$4,245/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,084/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,312
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,059
−HK$2,791/mo
Today · 4.125%
HK$93,850
baseline
▲ 0.50% · 4.625%
HK$99,560
+HK$5,710/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,700/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,246
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,881
−HK$2,673/mo
Today · 4.125%
HK$103,554
baseline
▲ 0.50% · 4.625%
HK$109,012
+HK$5,458/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,108/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,606 · Scale 2, in force from 26 Feb 2026)