LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,063
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,590
−HK$1,550/mo
Today · 4.125%
HK$52,140
baseline
▲ 0.50% · 4.625%
HK$55,313
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,280/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,583
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,046
−HK$1,486/mo
Today · 4.125%
HK$57,532
baseline
▲ 0.50% · 4.625%
HK$60,564
+HK$3,032/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,064/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,876
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,708
−HK$1,860/mo
Today · 4.125%
HK$62,568
baseline
▲ 0.50% · 4.625%
HK$66,375
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,136/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,499
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,256
−HK$1,782/mo
Today · 4.125%
HK$69,038
baseline
▲ 0.50% · 4.625%
HK$72,677
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,076/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,689
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,825
−HK$2,171/mo
Today · 4.125%
HK$72,996
baseline
▲ 0.50% · 4.625%
HK$77,438
+HK$4,442/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$145,992/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,416
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,465
−HK$2,079/mo
Today · 4.125%
HK$80,544
baseline
▲ 0.50% · 4.625%
HK$84,790
+HK$4,246/mo
Deposit HK$6.45M · loan HK$15.06M · min. income ≈ HK$161,088/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,314
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,061
−HK$2,791/mo
Today · 4.125%
HK$93,852
baseline
▲ 0.50% · 4.625%
HK$99,563
+HK$5,711/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$187,704/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,249
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,884
−HK$2,673/mo
Today · 4.125%
HK$103,557
baseline
▲ 0.50% · 4.625%
HK$109,015
+HK$5,458/mo
Deposit HK$2.15M · loan HK$19.36M · min. income ≈ HK$207,114/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,664 · Scale 2, in force from 26 Feb 2026)