LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,065
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,591
−HK$1,551/mo
Today · 4.125%
HK$52,142
baseline
▲ 0.50% · 4.625%
HK$55,314
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,284/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,584
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,048
−HK$1,485/mo
Today · 4.125%
HK$57,533
baseline
▲ 0.50% · 4.625%
HK$60,566
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,066/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,878
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,709
−HK$1,861/mo
Today · 4.125%
HK$62,570
baseline
▲ 0.50% · 4.625%
HK$66,377
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,140/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,501
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,258
−HK$1,782/mo
Today · 4.125%
HK$69,040
baseline
▲ 0.50% · 4.625%
HK$72,679
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,080/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,691
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,827
−HK$2,171/mo
Today · 4.125%
HK$72,998
baseline
▲ 0.50% · 4.625%
HK$77,440
+HK$4,442/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$145,996/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,418
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$78,467
−HK$2,079/mo
Today · 4.125%
HK$80,546
baseline
▲ 0.50% · 4.625%
HK$84,792
+HK$4,246/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$161,092/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,317
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,064
−HK$2,791/mo
Today · 4.125%
HK$93,855
baseline
▲ 0.50% · 4.625%
HK$99,566
+HK$5,711/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,710/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,251
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,886
−HK$2,674/mo
Today · 4.125%
HK$103,560
baseline
▲ 0.50% · 4.625%
HK$109,018
+HK$5,458/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,120/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,724 · Scale 2, in force from 26 Feb 2026)