LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,068
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,594
−HK$1,551/mo
Today · 4.125%
HK$52,145
baseline
▲ 0.50% · 4.625%
HK$55,317
+HK$3,172/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,290/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,587
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,051
−HK$1,485/mo
Today · 4.125%
HK$57,536
baseline
▲ 0.50% · 4.625%
HK$60,569
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,072/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,881
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,713
−HK$1,860/mo
Today · 4.125%
HK$62,573
baseline
▲ 0.50% · 4.625%
HK$66,381
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,146/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,505
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,261
−HK$1,783/mo
Today · 4.125%
HK$69,044
baseline
▲ 0.50% · 4.625%
HK$72,683
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,088/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,695
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,831
−HK$2,171/mo
Today · 4.125%
HK$73,002
baseline
▲ 0.50% · 4.625%
HK$77,444
+HK$4,442/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$146,004/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,422
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,472
−HK$2,079/mo
Today · 4.125%
HK$80,551
baseline
▲ 0.50% · 4.625%
HK$84,797
+HK$4,246/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$161,102/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,322
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,069
−HK$2,791/mo
Today · 4.125%
HK$93,860
baseline
▲ 0.50% · 4.625%
HK$99,571
+HK$5,711/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,720/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,257
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,892
−HK$2,673/mo
Today · 4.125%
HK$103,565
baseline
▲ 0.50% · 4.625%
HK$109,024
+HK$5,459/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,130/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,844 · Scale 2, in force from 26 Feb 2026)