LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,068
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,595
−HK$1,550/mo
Today · 4.125%
HK$52,145
baseline
▲ 0.50% · 4.625%
HK$55,318
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,290/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,588
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,052
−HK$1,485/mo
Today · 4.125%
HK$57,537
baseline
▲ 0.50% · 4.625%
HK$60,570
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,074/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,882
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,714
−HK$1,860/mo
Today · 4.125%
HK$62,574
baseline
▲ 0.50% · 4.625%
HK$66,382
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,148/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,506
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,262
−HK$1,783/mo
Today · 4.125%
HK$69,045
baseline
▲ 0.50% · 4.625%
HK$72,684
+HK$3,639/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,090/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,696
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$70,832
−HK$2,171/mo
Today · 4.125%
HK$73,003
baseline
▲ 0.50% · 4.625%
HK$77,446
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$146,006/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,423
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,473
−HK$2,079/mo
Today · 4.125%
HK$80,552
baseline
▲ 0.50% · 4.625%
HK$84,798
+HK$4,246/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$161,104/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,323
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,070
−HK$2,792/mo
Today · 4.125%
HK$93,862
baseline
▲ 0.50% · 4.625%
HK$99,573
+HK$5,711/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,724/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,258
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,894
−HK$2,673/mo
Today · 4.125%
HK$103,567
baseline
▲ 0.50% · 4.625%
HK$109,026
+HK$5,459/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,134/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,877 · Scale 2, in force from 26 Feb 2026)