LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,070
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,597
−HK$1,550/mo
Today · 4.125%
HK$52,147
baseline
▲ 0.50% · 4.625%
HK$55,320
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,294/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,590
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,054
−HK$1,486/mo
Today · 4.125%
HK$57,540
baseline
▲ 0.50% · 4.625%
HK$60,573
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,080/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,884
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,716
−HK$1,861/mo
Today · 4.125%
HK$62,577
baseline
▲ 0.50% · 4.625%
HK$66,385
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,154/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,508
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,265
−HK$1,782/mo
Today · 4.125%
HK$69,047
baseline
▲ 0.50% · 4.625%
HK$72,687
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,094/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,698
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,835
−HK$2,171/mo
Today · 4.125%
HK$73,006
baseline
▲ 0.50% · 4.625%
HK$77,449
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$146,012/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,426
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,476
−HK$2,079/mo
Today · 4.125%
HK$80,555
baseline
▲ 0.50% · 4.625%
HK$84,802
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$161,110/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,327
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$91,074
−HK$2,791/mo
Today · 4.125%
HK$93,865
baseline
▲ 0.50% · 4.625%
HK$99,577
+HK$5,712/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,730/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,262
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,898
−HK$2,673/mo
Today · 4.125%
HK$103,571
baseline
▲ 0.50% · 4.625%
HK$109,031
+HK$5,460/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,142/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,964 · Scale 2, in force from 26 Feb 2026)