LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,071
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,597
−HK$1,551/mo
Today · 4.125%
HK$52,148
baseline
▲ 0.50% · 4.625%
HK$55,321
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,296/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,591
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,055
−HK$1,485/mo
Today · 4.125%
HK$57,540
baseline
▲ 0.50% · 4.625%
HK$60,573
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,080/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$901,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,885
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,717
−HK$1,861/mo
Today · 4.125%
HK$62,578
baseline
▲ 0.50% · 4.625%
HK$66,385
+HK$3,807/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,156/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,509
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,266
−HK$1,782/mo
Today · 4.125%
HK$69,048
baseline
▲ 0.50% · 4.625%
HK$72,688
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,096/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$901,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,699
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,836
−HK$2,171/mo
Today · 4.125%
HK$73,007
baseline
▲ 0.50% · 4.625%
HK$77,450
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$146,014/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,427
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,477
−HK$2,079/mo
Today · 4.125%
HK$80,556
baseline
▲ 0.50% · 4.625%
HK$84,803
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$161,112/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$901,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,328
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,075
−HK$2,792/mo
Today · 4.125%
HK$93,867
baseline
▲ 0.50% · 4.625%
HK$99,578
+HK$5,711/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,734/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,264
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,899
−HK$2,674/mo
Today · 4.125%
HK$103,573
baseline
▲ 0.50% · 4.625%
HK$109,032
+HK$5,459/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,146/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$901,994 · Scale 2, in force from 26 Feb 2026)