LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,073
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,599
−HK$1,551/mo
Today · 4.125%
HK$52,150
baseline
▲ 0.50% · 4.625%
HK$55,323
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,300/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,593
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$56,057
−HK$1,485/mo
Today · 4.125%
HK$57,542
baseline
▲ 0.50% · 4.625%
HK$60,576
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,084/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,887
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,719
−HK$1,861/mo
Today · 4.125%
HK$62,580
baseline
▲ 0.50% · 4.625%
HK$66,388
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,160/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,512
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,269
−HK$1,782/mo
Today · 4.125%
HK$69,051
baseline
▲ 0.50% · 4.625%
HK$72,691
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,102/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,702
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,839
−HK$2,171/mo
Today · 4.125%
HK$73,010
baseline
▲ 0.50% · 4.625%
HK$77,453
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$146,020/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,430
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,480
−HK$2,079/mo
Today · 4.125%
HK$80,559
baseline
▲ 0.50% · 4.625%
HK$84,806
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.06M · min. income ≈ HK$161,118/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,331
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,079
−HK$2,791/mo
Today · 4.125%
HK$93,870
baseline
▲ 0.50% · 4.625%
HK$99,582
+HK$5,712/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,740/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,267
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,903
−HK$2,673/mo
Today · 4.125%
HK$103,576
baseline
▲ 0.50% · 4.625%
HK$109,036
+HK$5,460/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,152/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,073 · Scale 2, in force from 26 Feb 2026)