LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,076
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,602
−HK$1,551/mo
Today · 4.125%
HK$52,153
baseline
▲ 0.50% · 4.625%
HK$55,327
+HK$3,174/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,306/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,596
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,061
−HK$1,485/mo
Today · 4.125%
HK$57,546
baseline
▲ 0.50% · 4.625%
HK$60,579
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,092/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,891
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,723
−HK$1,861/mo
Today · 4.125%
HK$62,584
baseline
▲ 0.50% · 4.625%
HK$66,392
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,168/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,516
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,273
−HK$1,782/mo
Today · 4.125%
HK$69,055
baseline
▲ 0.50% · 4.625%
HK$72,695
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,110/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,706
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,843
−HK$2,172/mo
Today · 4.125%
HK$73,015
baseline
▲ 0.50% · 4.625%
HK$77,457
+HK$4,442/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,030/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,435
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,485
−HK$2,080/mo
Today · 4.125%
HK$80,565
baseline
▲ 0.50% · 4.625%
HK$84,811
+HK$4,246/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,130/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,337
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,084
−HK$2,792/mo
Today · 4.125%
HK$93,876
baseline
▲ 0.50% · 4.625%
HK$99,588
+HK$5,712/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,752/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,274
−HK$5,309/mo
▼ 0.25% · 3.875%
HK$100,909
−HK$2,674/mo
Today · 4.125%
HK$103,583
baseline
▲ 0.50% · 4.625%
HK$109,043
+HK$5,460/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,166/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,209 · Scale 2, in force from 26 Feb 2026)