LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,076
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,603
−HK$1,551/mo
Today · 4.125%
HK$52,154
baseline
▲ 0.50% · 4.625%
HK$55,327
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,308/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,597
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,061
−HK$1,486/mo
Today · 4.125%
HK$57,547
baseline
▲ 0.50% · 4.625%
HK$60,580
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,094/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,891
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,723
−HK$1,861/mo
Today · 4.125%
HK$62,584
baseline
▲ 0.50% · 4.625%
HK$66,393
+HK$3,809/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,168/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,516
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,273
−HK$1,783/mo
Today · 4.125%
HK$69,056
baseline
▲ 0.50% · 4.625%
HK$72,696
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,112/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,707
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,844
−HK$2,171/mo
Today · 4.125%
HK$73,015
baseline
▲ 0.50% · 4.625%
HK$77,458
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,030/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,436
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$78,486
−HK$2,079/mo
Today · 4.125%
HK$80,565
baseline
▲ 0.50% · 4.625%
HK$84,812
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,130/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,337
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,085
−HK$2,792/mo
Today · 4.125%
HK$93,877
baseline
▲ 0.50% · 4.625%
HK$99,589
+HK$5,712/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,754/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,274
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,910
−HK$2,674/mo
Today · 4.125%
HK$103,584
baseline
▲ 0.50% · 4.625%
HK$109,044
+HK$5,460/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,168/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,225 · Scale 2, in force from 26 Feb 2026)