LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,077
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,603
−HK$1,551/mo
Today · 4.125%
HK$52,154
baseline
▲ 0.50% · 4.625%
HK$55,328
+HK$3,174/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,308/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,597
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,062
−HK$1,485/mo
Today · 4.125%
HK$57,547
baseline
▲ 0.50% · 4.625%
HK$60,580
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,094/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,892
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,724
−HK$1,861/mo
Today · 4.125%
HK$62,585
baseline
▲ 0.50% · 4.625%
HK$66,393
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,170/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,517
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,274
−HK$1,782/mo
Today · 4.125%
HK$69,056
baseline
▲ 0.50% · 4.625%
HK$72,696
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,112/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,707
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,844
−HK$2,172/mo
Today · 4.125%
HK$73,016
baseline
▲ 0.50% · 4.625%
HK$77,459
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,032/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,436
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,486
−HK$2,080/mo
Today · 4.125%
HK$80,566
baseline
▲ 0.50% · 4.625%
HK$84,813
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,132/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,338
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,086
−HK$2,792/mo
Today · 4.125%
HK$93,878
baseline
▲ 0.50% · 4.625%
HK$99,590
+HK$5,712/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,756/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,275
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,911
−HK$2,674/mo
Today · 4.125%
HK$103,585
baseline
▲ 0.50% · 4.625%
HK$109,045
+HK$5,460/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,170/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,243 · Scale 2, in force from 26 Feb 2026)