LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,078
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,605
−HK$1,551/mo
Today · 4.125%
HK$52,156
baseline
▲ 0.50% · 4.625%
HK$55,329
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,312/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,599
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,063
−HK$1,486/mo
Today · 4.125%
HK$57,549
baseline
▲ 0.50% · 4.625%
HK$60,582
+HK$3,033/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,098/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,894
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,726
−HK$1,861/mo
Today · 4.125%
HK$62,587
baseline
▲ 0.50% · 4.625%
HK$66,395
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,174/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,519
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,276
−HK$1,783/mo
Today · 4.125%
HK$69,059
baseline
▲ 0.50% · 4.625%
HK$72,699
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,118/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,710
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$70,847
−HK$2,171/mo
Today · 4.125%
HK$73,018
baseline
▲ 0.50% · 4.625%
HK$77,461
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,036/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,439
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,489
−HK$2,080/mo
Today · 4.125%
HK$80,569
baseline
▲ 0.50% · 4.625%
HK$84,815
+HK$4,246/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,138/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,341
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,089
−HK$2,792/mo
Today · 4.125%
HK$93,881
baseline
▲ 0.50% · 4.625%
HK$99,593
+HK$5,712/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,762/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,278
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,914
−HK$2,674/mo
Today · 4.125%
HK$103,588
baseline
▲ 0.50% · 4.625%
HK$109,048
+HK$5,460/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,176/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,315 · Scale 2, in force from 26 Feb 2026)