LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,079
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$50,605
−HK$1,551/mo
Today · 4.125%
HK$52,156
baseline
▲ 0.50% · 4.625%
HK$55,330
+HK$3,174/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,312/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,599
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,064
−HK$1,485/mo
Today · 4.125%
HK$57,549
baseline
▲ 0.50% · 4.625%
HK$60,583
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,098/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,894
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,726
−HK$1,862/mo
Today · 4.125%
HK$62,588
baseline
▲ 0.50% · 4.625%
HK$66,396
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,176/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,519
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,277
−HK$1,782/mo
Today · 4.125%
HK$69,059
baseline
▲ 0.50% · 4.625%
HK$72,699
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,118/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,710
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,847
−HK$2,172/mo
Today · 4.125%
HK$73,019
baseline
▲ 0.50% · 4.625%
HK$77,462
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,038/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,439
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,489
−HK$2,080/mo
Today · 4.125%
HK$80,569
baseline
▲ 0.50% · 4.625%
HK$84,816
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,138/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,342
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,089
−HK$2,792/mo
Today · 4.125%
HK$93,881
baseline
▲ 0.50% · 4.625%
HK$99,594
+HK$5,713/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,762/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,279
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,915
−HK$2,674/mo
Today · 4.125%
HK$103,589
baseline
▲ 0.50% · 4.625%
HK$109,049
+HK$5,460/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,178/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,330 · Scale 2, in force from 26 Feb 2026)