LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,080
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,607
−HK$1,551/mo
Today · 4.125%
HK$52,158
baseline
▲ 0.50% · 4.625%
HK$55,332
+HK$3,174/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,316/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,601
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,066
−HK$1,485/mo
Today · 4.125%
HK$57,551
baseline
▲ 0.50% · 4.625%
HK$60,585
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,102/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$902,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,896
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,728
−HK$1,862/mo
Today · 4.125%
HK$62,590
baseline
▲ 0.50% · 4.625%
HK$66,398
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$125,180/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,521
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,279
−HK$1,782/mo
Today · 4.125%
HK$69,061
baseline
▲ 0.50% · 4.625%
HK$72,702
+HK$3,641/mo
Deposit HK$8.61M · loan HK$12.91M · min. income ≈ HK$138,122/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,712
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,850
−HK$2,171/mo
Today · 4.125%
HK$73,021
baseline
▲ 0.50% · 4.625%
HK$77,464
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,042/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,442
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,492
−HK$2,080/mo
Today · 4.125%
HK$80,572
baseline
▲ 0.50% · 4.625%
HK$84,819
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,144/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,344
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,092
−HK$2,792/mo
Today · 4.125%
HK$93,884
baseline
▲ 0.50% · 4.625%
HK$99,597
+HK$5,713/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,768/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,282
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,918
−HK$2,674/mo
Today · 4.125%
HK$103,592
baseline
▲ 0.50% · 4.625%
HK$109,053
+HK$5,461/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,184/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$902,398 · Scale 2, in force from 26 Feb 2026)