LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,083
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,609
−HK$1,552/mo
Today · 4.125%
HK$52,161
baseline
▲ 0.50% · 4.625%
HK$55,334
+HK$3,173/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,322/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,604
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,068
−HK$1,486/mo
Today · 4.125%
HK$57,554
baseline
▲ 0.50% · 4.625%
HK$60,588
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,108/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,899
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,731
−HK$1,862/mo
Today · 4.125%
HK$62,593
baseline
▲ 0.50% · 4.625%
HK$66,401
+HK$3,808/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,186/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,525
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,282
−HK$1,783/mo
Today · 4.125%
HK$69,065
baseline
▲ 0.50% · 4.625%
HK$72,705
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,130/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,716
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,853
−HK$2,172/mo
Today · 4.125%
HK$73,025
baseline
▲ 0.50% · 4.625%
HK$77,468
+HK$4,443/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,050/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,445
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,496
−HK$2,080/mo
Today · 4.125%
HK$80,576
baseline
▲ 0.50% · 4.625%
HK$84,823
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,152/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,349
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,097
−HK$2,792/mo
Today · 4.125%
HK$93,889
baseline
▲ 0.50% · 4.625%
HK$99,602
+HK$5,713/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,778/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,287
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,923
−HK$2,674/mo
Today · 4.125%
HK$103,597
baseline
▲ 0.50% · 4.625%
HK$109,058
+HK$5,461/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,194/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,504 · Scale 2, in force from 26 Feb 2026)