LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,084
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,611
−HK$1,551/mo
Today · 4.125%
HK$52,162
baseline
▲ 0.50% · 4.625%
HK$55,336
+HK$3,174/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,324/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,606
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,070
−HK$1,486/mo
Today · 4.125%
HK$57,556
baseline
▲ 0.50% · 4.625%
HK$60,590
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,112/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,901
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,733
−HK$1,862/mo
Today · 4.125%
HK$62,595
baseline
▲ 0.50% · 4.625%
HK$66,404
+HK$3,809/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,190/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,527
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,284
−HK$1,783/mo
Today · 4.125%
HK$69,067
baseline
▲ 0.50% · 4.625%
HK$72,708
+HK$3,641/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,134/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,718
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,856
−HK$2,171/mo
Today · 4.125%
HK$73,027
baseline
▲ 0.50% · 4.625%
HK$77,471
+HK$4,444/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,054/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,448
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,499
−HK$2,079/mo
Today · 4.125%
HK$80,578
baseline
▲ 0.50% · 4.625%
HK$84,826
+HK$4,248/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,156/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,352
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,100
−HK$2,792/mo
Today · 4.125%
HK$93,892
baseline
▲ 0.50% · 4.625%
HK$99,605
+HK$5,713/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,784/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,291
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,927
−HK$2,674/mo
Today · 4.125%
HK$103,601
baseline
▲ 0.50% · 4.625%
HK$109,062
+HK$5,461/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,202/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,582 · Scale 2, in force from 26 Feb 2026)