LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,085
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,612
−HK$1,552/mo
Today · 4.125%
HK$52,164
baseline
▲ 0.50% · 4.625%
HK$55,338
+HK$3,174/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,328/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,607
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,072
−HK$1,485/mo
Today · 4.125%
HK$57,557
baseline
▲ 0.50% · 4.625%
HK$60,591
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,114/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,903
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,735
−HK$1,861/mo
Today · 4.125%
HK$62,596
baseline
▲ 0.50% · 4.625%
HK$66,405
+HK$3,809/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,192/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,529
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$67,286
−HK$1,783/mo
Today · 4.125%
HK$69,069
baseline
▲ 0.50% · 4.625%
HK$72,710
+HK$3,641/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,138/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,720
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,857
−HK$2,172/mo
Today · 4.125%
HK$73,029
baseline
▲ 0.50% · 4.625%
HK$77,473
+HK$4,444/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,058/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,450
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,500
−HK$2,080/mo
Today · 4.125%
HK$80,580
baseline
▲ 0.50% · 4.625%
HK$84,828
+HK$4,248/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,160/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,354
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,102
−HK$2,792/mo
Today · 4.125%
HK$93,894
baseline
▲ 0.50% · 4.625%
HK$99,608
+HK$5,714/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,788/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,293
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,929
−HK$2,674/mo
Today · 4.125%
HK$103,603
baseline
▲ 0.50% · 4.625%
HK$109,064
+HK$5,461/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,206/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,630 · Scale 2, in force from 26 Feb 2026)