LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,086
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,613
−HK$1,551/mo
Today · 4.125%
HK$52,164
baseline
▲ 0.50% · 4.625%
HK$55,338
+HK$3,174/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,328/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,608
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$56,072
−HK$1,486/mo
Today · 4.125%
HK$57,558
baseline
▲ 0.50% · 4.625%
HK$60,592
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,116/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,903
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,736
−HK$1,861/mo
Today · 4.125%
HK$62,597
baseline
▲ 0.50% · 4.625%
HK$66,406
+HK$3,809/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,194/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,529
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,287
−HK$1,783/mo
Today · 4.125%
HK$69,070
baseline
▲ 0.50% · 4.625%
HK$72,710
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,140/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,721
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,858
−HK$2,172/mo
Today · 4.125%
HK$73,030
baseline
▲ 0.50% · 4.625%
HK$77,474
+HK$4,444/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,060/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,451
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,501
−HK$2,080/mo
Today · 4.125%
HK$80,581
baseline
▲ 0.50% · 4.625%
HK$84,829
+HK$4,248/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,162/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,355
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,103
−HK$2,793/mo
Today · 4.125%
HK$93,896
baseline
▲ 0.50% · 4.625%
HK$99,609
+HK$5,713/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,792/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,294
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$100,930
−HK$2,675/mo
Today · 4.125%
HK$103,605
baseline
▲ 0.50% · 4.625%
HK$109,066
+HK$5,461/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,210/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,659 · Scale 2, in force from 26 Feb 2026)