LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,087
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,614
−HK$1,552/mo
Today · 4.125%
HK$52,166
baseline
▲ 0.50% · 4.625%
HK$55,340
+HK$3,174/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,332/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,609
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,074
−HK$1,486/mo
Today · 4.125%
HK$57,560
baseline
▲ 0.50% · 4.625%
HK$60,594
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,120/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,905
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,737
−HK$1,862/mo
Today · 4.125%
HK$62,599
baseline
▲ 0.50% · 4.625%
HK$66,408
+HK$3,809/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,198/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,531
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,289
−HK$1,783/mo
Today · 4.125%
HK$69,072
baseline
▲ 0.50% · 4.625%
HK$72,712
+HK$3,640/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,144/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,722
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,860
−HK$2,172/mo
Today · 4.125%
HK$73,032
baseline
▲ 0.50% · 4.625%
HK$77,476
+HK$4,444/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,064/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,453
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,503
−HK$2,080/mo
Today · 4.125%
HK$80,583
baseline
▲ 0.50% · 4.625%
HK$84,831
+HK$4,248/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,166/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,357
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,106
−HK$2,792/mo
Today · 4.125%
HK$93,898
baseline
▲ 0.50% · 4.625%
HK$99,612
+HK$5,714/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$187,796/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,297
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,933
−HK$2,674/mo
Today · 4.125%
HK$103,607
baseline
▲ 0.50% · 4.625%
HK$109,069
+HK$5,462/mo
Deposit HK$2.15M · loan HK$19.37M · min. income ≈ HK$207,214/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,714 · Scale 2, in force from 26 Feb 2026)