LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,090
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,617
−HK$1,551/mo
Today · 4.125%
HK$52,168
baseline
▲ 0.50% · 4.625%
HK$55,343
+HK$3,175/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$104,336/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,612
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,077
−HK$1,486/mo
Today · 4.125%
HK$57,563
baseline
▲ 0.50% · 4.625%
HK$60,597
+HK$3,034/mo
Deposit HK$10.76M · loan HK$10.76M · min. income ≈ HK$115,126/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$902,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,908
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,740
−HK$1,862/mo
Today · 4.125%
HK$62,602
baseline
▲ 0.50% · 4.625%
HK$66,411
+HK$3,809/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,204/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,534
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,292
−HK$1,783/mo
Today · 4.125%
HK$69,075
baseline
▲ 0.50% · 4.625%
HK$72,716
+HK$3,641/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,150/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$902,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,726
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,864
−HK$2,172/mo
Today · 4.125%
HK$73,036
baseline
▲ 0.50% · 4.625%
HK$77,480
+HK$4,444/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,072/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,457
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,507
−HK$2,081/mo
Today · 4.125%
HK$80,588
baseline
▲ 0.50% · 4.625%
HK$84,835
+HK$4,247/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,176/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$902,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,362
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,110
−HK$2,793/mo
Today · 4.125%
HK$93,903
baseline
▲ 0.50% · 4.625%
HK$99,617
+HK$5,714/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,806/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,302
−HK$5,311/mo
▼ 0.25% · 3.875%
HK$100,938
−HK$2,675/mo
Today · 4.125%
HK$103,613
baseline
▲ 0.50% · 4.625%
HK$109,074
+HK$5,461/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,226/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$902,825 · Scale 2, in force from 26 Feb 2026)