LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,096
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,623
−HK$1,552/mo
Today · 4.125%
HK$52,175
baseline
▲ 0.50% · 4.625%
HK$55,350
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,350/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,619
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,084
−HK$1,486/mo
Today · 4.125%
HK$57,570
baseline
▲ 0.50% · 4.625%
HK$60,605
+HK$3,035/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,140/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,916
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,748
−HK$1,862/mo
Today · 4.125%
HK$62,610
baseline
▲ 0.50% · 4.625%
HK$66,420
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,220/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,543
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,301
−HK$1,783/mo
Today · 4.125%
HK$69,084
baseline
▲ 0.50% · 4.625%
HK$72,726
+HK$3,642/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,168/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,735
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,873
−HK$2,172/mo
Today · 4.125%
HK$73,045
baseline
▲ 0.50% · 4.625%
HK$77,490
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,090/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,467
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,518
−HK$2,080/mo
Today · 4.125%
HK$80,598
baseline
▲ 0.50% · 4.625%
HK$84,847
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,196/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,373
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,122
−HK$2,793/mo
Today · 4.125%
HK$93,915
baseline
▲ 0.50% · 4.625%
HK$99,630
+HK$5,715/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,830/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,314
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,951
−HK$2,675/mo
Today · 4.125%
HK$103,626
baseline
▲ 0.50% · 4.625%
HK$109,088
+HK$5,462/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,252/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,105 · Scale 2, in force from 26 Feb 2026)