LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,098
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,625
−HK$1,552/mo
Today · 4.125%
HK$52,177
baseline
▲ 0.50% · 4.625%
HK$55,352
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,354/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,621
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,086
−HK$1,486/mo
Today · 4.125%
HK$57,572
baseline
▲ 0.50% · 4.625%
HK$60,607
+HK$3,035/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,144/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,918
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,750
−HK$1,862/mo
Today · 4.125%
HK$62,612
baseline
▲ 0.50% · 4.625%
HK$66,422
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,224/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,545
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,303
−HK$1,784/mo
Today · 4.125%
HK$69,087
baseline
▲ 0.50% · 4.625%
HK$72,728
+HK$3,641/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,174/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,737
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,876
−HK$2,172/mo
Today · 4.125%
HK$73,048
baseline
▲ 0.50% · 4.625%
HK$77,493
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,096/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,470
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,521
−HK$2,080/mo
Today · 4.125%
HK$80,601
baseline
▲ 0.50% · 4.625%
HK$84,850
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,202/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,377
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,126
−HK$2,793/mo
Today · 4.125%
HK$93,919
baseline
▲ 0.50% · 4.625%
HK$99,633
+HK$5,714/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,838/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,318
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,955
−HK$2,675/mo
Today · 4.125%
HK$103,630
baseline
▲ 0.50% · 4.625%
HK$109,093
+HK$5,463/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,260/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,187 · Scale 2, in force from 26 Feb 2026)