LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,099
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$50,626
−HK$1,551/mo
Today · 4.125%
HK$52,177
baseline
▲ 0.50% · 4.625%
HK$55,352
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,354/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,622
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,087
−HK$1,486/mo
Today · 4.125%
HK$57,573
baseline
▲ 0.50% · 4.625%
HK$60,607
+HK$3,034/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,146/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,918
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,751
−HK$1,862/mo
Today · 4.125%
HK$62,613
baseline
▲ 0.50% · 4.625%
HK$66,423
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,226/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,546
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,304
−HK$1,783/mo
Today · 4.125%
HK$69,087
baseline
▲ 0.50% · 4.625%
HK$72,729
+HK$3,642/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,174/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,738
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,876
−HK$2,172/mo
Today · 4.125%
HK$73,048
baseline
▲ 0.50% · 4.625%
HK$77,493
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,096/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,470
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,521
−HK$2,081/mo
Today · 4.125%
HK$80,602
baseline
▲ 0.50% · 4.625%
HK$84,850
+HK$4,248/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,204/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,377
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,126
−HK$2,793/mo
Today · 4.125%
HK$93,919
baseline
▲ 0.50% · 4.625%
HK$99,634
+HK$5,715/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,838/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,319
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,956
−HK$2,675/mo
Today · 4.125%
HK$103,631
baseline
▲ 0.50% · 4.625%
HK$109,093
+HK$5,462/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,262/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,202 · Scale 2, in force from 26 Feb 2026)