LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,099
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,627
−HK$1,551/mo
Today · 4.125%
HK$52,178
baseline
▲ 0.50% · 4.625%
HK$55,353
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,356/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,623
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,088
−HK$1,486/mo
Today · 4.125%
HK$57,574
baseline
▲ 0.50% · 4.625%
HK$60,608
+HK$3,034/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,148/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,919
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,752
−HK$1,862/mo
Today · 4.125%
HK$62,614
baseline
▲ 0.50% · 4.625%
HK$66,424
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,228/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,547
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,305
−HK$1,783/mo
Today · 4.125%
HK$69,088
baseline
▲ 0.50% · 4.625%
HK$72,730
+HK$3,642/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,176/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,739
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,877
−HK$2,173/mo
Today · 4.125%
HK$73,050
baseline
▲ 0.50% · 4.625%
HK$77,495
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,100/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,472
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,523
−HK$2,080/mo
Today · 4.125%
HK$80,603
baseline
▲ 0.50% · 4.625%
HK$84,852
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,206/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,379
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,128
−HK$2,793/mo
Today · 4.125%
HK$93,921
baseline
▲ 0.50% · 4.625%
HK$99,636
+HK$5,715/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,842/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,321
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,958
−HK$2,675/mo
Today · 4.125%
HK$103,633
baseline
▲ 0.50% · 4.625%
HK$109,095
+HK$5,462/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,266/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,240 · Scale 2, in force from 26 Feb 2026)