LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,100
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,628
−HK$1,552/mo
Today · 4.125%
HK$52,180
baseline
▲ 0.50% · 4.625%
HK$55,355
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,360/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,624
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,089
−HK$1,486/mo
Today · 4.125%
HK$57,575
baseline
▲ 0.50% · 4.625%
HK$60,610
+HK$3,035/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,150/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,921
−HK$3,694/mo
▼ 0.25% · 3.875%
HK$60,753
−HK$1,862/mo
Today · 4.125%
HK$62,615
baseline
▲ 0.50% · 4.625%
HK$66,425
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,230/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,549
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,307
−HK$1,783/mo
Today · 4.125%
HK$69,090
baseline
▲ 0.50% · 4.625%
HK$72,732
+HK$3,642/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,180/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,741
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,879
−HK$2,172/mo
Today · 4.125%
HK$73,051
baseline
▲ 0.50% · 4.625%
HK$77,496
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,102/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,473
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,524
−HK$2,081/mo
Today · 4.125%
HK$80,605
baseline
▲ 0.50% · 4.625%
HK$84,854
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,210/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,381
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,130
−HK$2,793/mo
Today · 4.125%
HK$93,923
baseline
▲ 0.50% · 4.625%
HK$99,638
+HK$5,715/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,846/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,323
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,960
−HK$2,675/mo
Today · 4.125%
HK$103,635
baseline
▲ 0.50% · 4.625%
HK$109,098
+HK$5,463/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,270/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,288 · Scale 2, in force from 26 Feb 2026)