LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,102
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,629
−HK$1,552/mo
Today · 4.125%
HK$52,181
baseline
▲ 0.50% · 4.625%
HK$55,356
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,362/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,625
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,090
−HK$1,487/mo
Today · 4.125%
HK$57,577
baseline
▲ 0.50% · 4.625%
HK$60,612
+HK$3,035/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,154/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,922
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,755
−HK$1,862/mo
Today · 4.125%
HK$62,617
baseline
▲ 0.50% · 4.625%
HK$66,427
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,234/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,550
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,308
−HK$1,784/mo
Today · 4.125%
HK$69,092
baseline
▲ 0.50% · 4.625%
HK$72,734
+HK$3,642/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,184/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,743
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,881
−HK$2,172/mo
Today · 4.125%
HK$73,053
baseline
▲ 0.50% · 4.625%
HK$77,499
+HK$4,446/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,106/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,476
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,527
−HK$2,080/mo
Today · 4.125%
HK$80,607
baseline
▲ 0.50% · 4.625%
HK$84,856
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,214/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,383
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,133
−HK$2,793/mo
Today · 4.125%
HK$93,926
baseline
▲ 0.50% · 4.625%
HK$99,641
+HK$5,715/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,852/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,326
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,963
−HK$2,675/mo
Today · 4.125%
HK$103,638
baseline
▲ 0.50% · 4.625%
HK$109,101
+HK$5,463/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,276/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,351 · Scale 2, in force from 26 Feb 2026)