LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,104
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,631
−HK$1,552/mo
Today · 4.125%
HK$52,183
baseline
▲ 0.50% · 4.625%
HK$55,358
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,366/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,627
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,092
−HK$1,487/mo
Today · 4.125%
HK$57,579
baseline
▲ 0.50% · 4.625%
HK$60,614
+HK$3,035/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,158/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,924
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,757
−HK$1,862/mo
Today · 4.125%
HK$62,619
baseline
▲ 0.50% · 4.625%
HK$66,430
+HK$3,811/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,238/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,553
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,311
−HK$1,783/mo
Today · 4.125%
HK$69,094
baseline
▲ 0.50% · 4.625%
HK$72,736
+HK$3,642/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,188/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,745
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,884
−HK$2,172/mo
Today · 4.125%
HK$73,056
baseline
▲ 0.50% · 4.625%
HK$77,501
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,112/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,478
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,529
−HK$2,081/mo
Today · 4.125%
HK$80,610
baseline
▲ 0.50% · 4.625%
HK$84,859
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,220/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,387
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$91,136
−HK$2,793/mo
Today · 4.125%
HK$93,929
baseline
▲ 0.50% · 4.625%
HK$99,645
+HK$5,716/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,858/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,329
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,966
−HK$2,676/mo
Today · 4.125%
HK$103,642
baseline
▲ 0.50% · 4.625%
HK$109,105
+HK$5,463/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,284/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,428 · Scale 2, in force from 26 Feb 2026)