LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,104
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,632
−HK$1,552/mo
Today · 4.125%
HK$52,184
baseline
▲ 0.50% · 4.625%
HK$55,359
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,368/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,628
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,093
−HK$1,486/mo
Today · 4.125%
HK$57,579
baseline
▲ 0.50% · 4.625%
HK$60,615
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,158/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,925
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,758
−HK$1,862/mo
Today · 4.125%
HK$62,620
baseline
▲ 0.50% · 4.625%
HK$66,431
+HK$3,811/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,240/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,554
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$67,312
−HK$1,783/mo
Today · 4.125%
HK$69,095
baseline
▲ 0.50% · 4.625%
HK$72,738
+HK$3,643/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,190/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,746
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,884
−HK$2,173/mo
Today · 4.125%
HK$73,057
baseline
▲ 0.50% · 4.625%
HK$77,502
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,114/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,479
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,530
−HK$2,081/mo
Today · 4.125%
HK$80,611
baseline
▲ 0.50% · 4.625%
HK$84,860
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,222/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,388
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,137
−HK$2,794/mo
Today · 4.125%
HK$93,931
baseline
▲ 0.50% · 4.625%
HK$99,646
+HK$5,715/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,862/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,331
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,968
−HK$2,675/mo
Today · 4.125%
HK$103,643
baseline
▲ 0.50% · 4.625%
HK$109,106
+HK$5,463/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,286/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,458 · Scale 2, in force from 26 Feb 2026)