LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,106
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,633
−HK$1,552/mo
Today · 4.125%
HK$52,185
baseline
▲ 0.50% · 4.625%
HK$55,360
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,370/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,629
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,095
−HK$1,486/mo
Today · 4.125%
HK$57,581
baseline
▲ 0.50% · 4.625%
HK$60,616
+HK$3,035/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,162/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,927
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,760
−HK$1,862/mo
Today · 4.125%
HK$62,622
baseline
▲ 0.50% · 4.625%
HK$66,432
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,244/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,555
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,314
−HK$1,783/mo
Today · 4.125%
HK$69,097
baseline
▲ 0.50% · 4.625%
HK$72,739
+HK$3,642/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,194/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,748
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,886
−HK$2,173/mo
Today · 4.125%
HK$73,059
baseline
▲ 0.50% · 4.625%
HK$77,504
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,118/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,481
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,532
−HK$2,081/mo
Today · 4.125%
HK$80,613
baseline
▲ 0.50% · 4.625%
HK$84,863
+HK$4,250/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,226/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,390
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,139
−HK$2,794/mo
Today · 4.125%
HK$93,933
baseline
▲ 0.50% · 4.625%
HK$99,648
+HK$5,715/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,866/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,333
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,970
−HK$2,676/mo
Today · 4.125%
HK$103,646
baseline
▲ 0.50% · 4.625%
HK$109,109
+HK$5,463/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,292/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,512 · Scale 2, in force from 26 Feb 2026)