LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,106
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,633
−HK$1,552/mo
Today · 4.125%
HK$52,185
baseline
▲ 0.50% · 4.625%
HK$55,361
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,370/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,095
−HK$1,486/mo
Today · 4.125%
HK$57,581
baseline
▲ 0.50% · 4.625%
HK$60,617
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,162/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,927
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,760
−HK$1,862/mo
Today · 4.125%
HK$62,622
baseline
▲ 0.50% · 4.625%
HK$66,433
+HK$3,811/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,244/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,556
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,314
−HK$1,784/mo
Today · 4.125%
HK$69,098
baseline
▲ 0.50% · 4.625%
HK$72,740
+HK$3,642/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,196/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,748
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,887
−HK$2,172/mo
Today · 4.125%
HK$73,059
baseline
▲ 0.50% · 4.625%
HK$77,505
+HK$4,446/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$146,118/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,482
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,533
−HK$2,081/mo
Today · 4.125%
HK$80,614
baseline
▲ 0.50% · 4.625%
HK$84,863
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.07M · min. income ≈ HK$161,228/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,391
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,140
−HK$2,794/mo
Today · 4.125%
HK$93,934
baseline
▲ 0.50% · 4.625%
HK$99,649
+HK$5,715/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,868/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,334
−HK$5,312/mo
▼ 0.25% · 3.875%
HK$100,971
−HK$2,675/mo
Today · 4.125%
HK$103,646
baseline
▲ 0.50% · 4.625%
HK$109,110
+HK$5,464/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,292/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,529 · Scale 2, in force from 26 Feb 2026)