LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,108
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,635
−HK$1,552/mo
Today · 4.125%
HK$52,187
baseline
▲ 0.50% · 4.625%
HK$55,363
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,374/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,632
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,097
−HK$1,487/mo
Today · 4.125%
HK$57,584
baseline
▲ 0.50% · 4.625%
HK$60,619
+HK$3,035/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,168/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,930
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,763
−HK$1,862/mo
Today · 4.125%
HK$62,625
baseline
▲ 0.50% · 4.625%
HK$66,435
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,250/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,558
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,317
−HK$1,783/mo
Today · 4.125%
HK$69,100
baseline
▲ 0.50% · 4.625%
HK$72,743
+HK$3,643/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,200/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,751
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,890
−HK$2,172/mo
Today · 4.125%
HK$73,062
baseline
▲ 0.50% · 4.625%
HK$77,508
+HK$4,446/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,124/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,485
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,536
−HK$2,081/mo
Today · 4.125%
HK$80,617
baseline
▲ 0.50% · 4.625%
HK$84,867
+HK$4,250/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,234/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,394
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,144
−HK$2,793/mo
Today · 4.125%
HK$93,937
baseline
▲ 0.50% · 4.625%
HK$99,653
+HK$5,716/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,874/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,338
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,975
−HK$2,676/mo
Today · 4.125%
HK$103,651
baseline
▲ 0.50% · 4.625%
HK$109,114
+HK$5,463/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,302/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,614 · Scale 2, in force from 26 Feb 2026)