LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,109
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,637
−HK$1,552/mo
Today · 4.125%
HK$52,189
baseline
▲ 0.50% · 4.625%
HK$55,365
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,378/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,634
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,099
−HK$1,486/mo
Today · 4.125%
HK$57,585
baseline
▲ 0.50% · 4.625%
HK$60,621
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,170/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,931
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,764
−HK$1,863/mo
Today · 4.125%
HK$62,627
baseline
▲ 0.50% · 4.625%
HK$66,437
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,254/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,560
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,319
−HK$1,783/mo
Today · 4.125%
HK$69,102
baseline
▲ 0.50% · 4.625%
HK$72,745
+HK$3,643/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,204/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,753
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,892
−HK$2,173/mo
Today · 4.125%
HK$73,065
baseline
▲ 0.50% · 4.625%
HK$77,510
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,130/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,487
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,539
−HK$2,081/mo
Today · 4.125%
HK$80,620
baseline
▲ 0.50% · 4.625%
HK$84,869
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,240/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,397
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,147
−HK$2,793/mo
Today · 4.125%
HK$93,940
baseline
▲ 0.50% · 4.625%
HK$99,656
+HK$5,716/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,880/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,341
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,978
−HK$2,676/mo
Today · 4.125%
HK$103,654
baseline
▲ 0.50% · 4.625%
HK$109,117
+HK$5,463/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,308/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,680 · Scale 2, in force from 26 Feb 2026)