LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,110
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,638
−HK$1,552/mo
Today · 4.125%
HK$52,190
baseline
▲ 0.50% · 4.625%
HK$55,365
+HK$3,175/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,380/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,634
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,100
−HK$1,486/mo
Today · 4.125%
HK$57,586
baseline
▲ 0.50% · 4.625%
HK$60,622
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,172/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,932
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,765
−HK$1,863/mo
Today · 4.125%
HK$62,628
baseline
▲ 0.50% · 4.625%
HK$66,438
+HK$3,810/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,256/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,561
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,320
−HK$1,783/mo
Today · 4.125%
HK$69,103
baseline
▲ 0.50% · 4.625%
HK$72,746
+HK$3,643/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,206/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,754
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,893
−HK$2,173/mo
Today · 4.125%
HK$73,066
baseline
▲ 0.50% · 4.625%
HK$77,512
+HK$4,446/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,132/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,488
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,540
−HK$2,081/mo
Today · 4.125%
HK$80,621
baseline
▲ 0.50% · 4.625%
HK$84,870
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,242/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,398
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,148
−HK$2,794/mo
Today · 4.125%
HK$93,942
baseline
▲ 0.50% · 4.625%
HK$99,658
+HK$5,716/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,884/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,342
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,980
−HK$2,675/mo
Today · 4.125%
HK$103,655
baseline
▲ 0.50% · 4.625%
HK$109,119
+HK$5,464/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,310/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,710 · Scale 2, in force from 26 Feb 2026)