LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,111
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,638
−HK$1,552/mo
Today · 4.125%
HK$52,190
baseline
▲ 0.50% · 4.625%
HK$55,366
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,380/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,635
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,100
−HK$1,487/mo
Today · 4.125%
HK$57,587
baseline
▲ 0.50% · 4.625%
HK$60,622
+HK$3,035/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,174/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,933
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$60,766
−HK$1,862/mo
Today · 4.125%
HK$62,628
baseline
▲ 0.50% · 4.625%
HK$66,439
+HK$3,811/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$125,256/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,562
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,321
−HK$1,783/mo
Today · 4.125%
HK$69,104
baseline
▲ 0.50% · 4.625%
HK$72,747
+HK$3,643/mo
Deposit HK$8.61M · loan HK$12.92M · min. income ≈ HK$138,208/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,755
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,894
−HK$2,173/mo
Today · 4.125%
HK$73,067
baseline
▲ 0.50% · 4.625%
HK$77,512
+HK$4,445/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,134/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,489
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,541
−HK$2,081/mo
Today · 4.125%
HK$80,622
baseline
▲ 0.50% · 4.625%
HK$84,871
+HK$4,249/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,244/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$903,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,399
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,149
−HK$2,794/mo
Today · 4.125%
HK$93,943
baseline
▲ 0.50% · 4.625%
HK$99,659
+HK$5,716/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$187,886/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,343
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,981
−HK$2,675/mo
Today · 4.125%
HK$103,656
baseline
▲ 0.50% · 4.625%
HK$109,120
+HK$5,464/mo
Deposit HK$2.15M · loan HK$19.38M · min. income ≈ HK$207,312/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,736 · Scale 2, in force from 26 Feb 2026)