LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,114
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,642
−HK$1,552/mo
Today · 4.125%
HK$52,194
baseline
▲ 0.50% · 4.625%
HK$55,370
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,388/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,639
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,105
−HK$1,486/mo
Today · 4.125%
HK$57,591
baseline
▲ 0.50% · 4.625%
HK$60,627
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,182/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,937
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,771
−HK$1,862/mo
Today · 4.125%
HK$62,633
baseline
▲ 0.50% · 4.625%
HK$66,444
+HK$3,811/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$125,266/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,567
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$67,326
−HK$1,784/mo
Today · 4.125%
HK$69,110
baseline
▲ 0.50% · 4.625%
HK$72,752
+HK$3,642/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$138,220/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,760
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,899
−HK$2,173/mo
Today · 4.125%
HK$73,072
baseline
▲ 0.50% · 4.625%
HK$77,518
+HK$4,446/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,144/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$903,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,495
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,547
−HK$2,081/mo
Today · 4.125%
HK$80,628
baseline
▲ 0.50% · 4.625%
HK$84,878
+HK$4,250/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,256/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$903,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,406
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,156
−HK$2,794/mo
Today · 4.125%
HK$93,950
baseline
▲ 0.50% · 4.625%
HK$99,666
+HK$5,716/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,900/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,351
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,988
−HK$2,676/mo
Today · 4.125%
HK$103,664
baseline
▲ 0.50% · 4.625%
HK$109,129
+HK$5,465/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,328/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,898 · Scale 2, in force from 26 Feb 2026)