LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,115
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,643
−HK$1,552/mo
Today · 4.125%
HK$52,195
baseline
▲ 0.50% · 4.625%
HK$55,371
+HK$3,176/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$104,390/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,640
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,105
−HK$1,487/mo
Today · 4.125%
HK$57,592
baseline
▲ 0.50% · 4.625%
HK$60,628
+HK$3,036/mo
Deposit HK$10.77M · loan HK$10.77M · min. income ≈ HK$115,184/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$903,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,938
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$60,771
−HK$1,863/mo
Today · 4.125%
HK$62,634
baseline
▲ 0.50% · 4.625%
HK$66,445
+HK$3,811/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$125,268/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,568
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$67,326
−HK$1,784/mo
Today · 4.125%
HK$69,110
baseline
▲ 0.50% · 4.625%
HK$72,753
+HK$3,643/mo
Deposit HK$8.62M · loan HK$12.92M · min. income ≈ HK$138,220/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$903,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,761
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,900
−HK$2,173/mo
Today · 4.125%
HK$73,073
baseline
▲ 0.50% · 4.625%
HK$77,519
+HK$4,446/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$146,146/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$903,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,496
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,547
−HK$2,082/mo
Today · 4.125%
HK$80,629
baseline
▲ 0.50% · 4.625%
HK$84,879
+HK$4,250/mo
Deposit HK$6.46M · loan HK$15.08M · min. income ≈ HK$161,258/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$903,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,407
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,157
−HK$2,794/mo
Today · 4.125%
HK$93,951
baseline
▲ 0.50% · 4.625%
HK$99,667
+HK$5,716/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$187,902/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,352
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,989
−HK$2,676/mo
Today · 4.125%
HK$103,665
baseline
▲ 0.50% · 4.625%
HK$109,130
+HK$5,465/mo
Deposit HK$2.15M · loan HK$19.39M · min. income ≈ HK$207,330/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$903,919 · Scale 2, in force from 26 Feb 2026)